@book { RomaniaRuralFinanceinTransitionEconomies,
    title = "Romania – Rural Finance in Transition Economies",
    author = "Franz {Heidhues} and Gertrud {Schrieder}",
    year = "2021",
    publisher = "Peter Lang Verlag",
    address = "Berlin, Germany",
    url = "https://www.peterlang.com/document/1090458"
}