@book { TheTheoryofDevelopmentFinance, title = "The Theory of Development Finance", subtitle = "How Microcredit Programmes Alleviate Credit and Labour Market Segmentation", author = "Ingo {Tschach}", year = "2002", publisher = "Peter Lang Verlag", address = "Berlin, Germany", url = "https://www.peterlang.com/document/1093756" }