@book { IncentivesinCommunitybasedHealthInsuranceSchemes,
    title = "Incentives in Community-based Health Insurance Schemes",
    author = "F. Markus {Kaiser}",
    year = "2021",
    publisher = "Peter Lang Verlag",
    address = "Berlin, Germany",
    url = "https://www.peterlang.com/document/1097973"
}