@book { BanksFinancialDevelopmentandRegionalGrowth,
    title = "Banks, Financial Development and Regional Growth",
    author = "Soavanee {Chantapong}",
    year = "2021",
    publisher = "Peter Lang Verlag",
    address = "Berlin, Germany",
    url = "https://www.peterlang.com/document/1101056"
}