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Economic Dynamics and Sustainable Development – Resources, Factors, Structures and Policies

Proceedings ESPERA 2015 – Part 1 and Part 2

Edited By Luminita Chivu, Constantin Ciutacu, Valeriu Ioan-Franc and Jean-Vasile Andrei

The book is dedicated to the 150th anniversary of the Romanian Academy. It contains the most valuable 100 papers presented at the International Conference «Economic Scientific Research – Theoretical, Empirical and Practical Approaches» (ESPERA 2015). The event is initiated annually by the National Institute for Economic Research «Costin C. Kirițescu» of the Romanian Academy. ESPERA aim to present and evaluate the economic scientific research portfolio as well as to argue and substantiate development strategies, including European and global best practices. ESPERA intend to become a scientific support for the conceptualization and the establishment of policies and strategies and to provide a systematic, permanent, wide and challenging dialogue within the European area of economic and social research.

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Vulnerabilities and Potential of Households Towards Sustainable Development (Mihail Dimitriu)

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Mihail Dimitriu1

Vulnerabilities and Potential of Households Towards Sustainable Development

Abstract: Personal finance is more than information about how to get a loan or what account to open at a bank. The world is concerned with how to manage money to escape financial problems. It is the role of personal finance. In Romania we are facing in this area vulnerabilities and risks of personal finance and secondly the integration of this area in the sustainable development strategy. The paper sought to draw another warning regarding the consistency of the sustainable development strategy of Romania.

Keywords: Vulnerability, financial risk, personal finance, financial potential

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