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Financial Markets for Small Enterprises in Urban and Rural Northern Thailand

Empirical Analysis on the Demand for and Supply of Financial Services, with Particular Emphasis on the Determinants of Credit Access and Borrower Transaction Costs


Wolfram Erhardt

Contents: Introduction – Definitions and Methodology – Northern Thailand - The Socio-Economic and Regional Context – Finance Technologies of Lenders in Urban and Rural Chiang Mai – Access of Urban and Rural Small Enterprise Households to Formal Credit – Borrower Transaction Costs of Urban and Rural Small Entrepreneurs – Summary and Policy Conclusions.